Getting onto the property ladder can be a daunting task. However, when you decide to buy your first home, having a discussion on your needs and objectives, we can help you understand your options and answer any questions about home buying process. But ultimately, it comes down to what’s right for you and your future goals. We will work with you, and guide you, through the process so that you make a more confident decision.
Also, worth noting that whether you are buying an established first home or building your first home you have a full range of loans to select from prospective lenders. Which loan from which lender will depend on your personal situation and we will discuss options available to you.
It’s natural you’ll have plenty of questions such as;
- How can I start buying my first home?
- Will I qualify for The First Home Owners Grant?
- What are the other Government grants available for home buyers?
- How much savings (i.e deposit) I need to buy my first home?
- How can my parents help me to buy my first home?
- What is my borrowing capacity with and without parent support?
- What does the process involve for off-the-plan purchase?
- What is the process if I buy the land first and build later?
- How can I get pre-approval or conditional approval before searching to buy my first home?
There could be many more questions that you might have when buying your first home. Don’t worry, that’s where we can help. We will guide you through the process so that you could confidently take the decision to buy your dream home.
Contact Viable Finance and we will let you know exactly where you stand and how much you can borrow. We will assist with the First Home Owners Grant and let you know about any other grants or fee assistance that you are eligible for. We will provide you a number of options and help you select a suitable home loan product that’s right for you. Once you have chosen a home loan that’s right for you, it’s time to submit an application. We will prepare the application in consultation with you and seek Lender’s approval so that you can fulfil your vision.